Andrew Smith


Covington & Burling LLP

Andrew Smith is a partner in the Washington DC office of Covington & Burling. He advises clients on retail financial services, data protection, advertising and consumer protection, technology, credit reporting, and e-commerce issues, and regularly represents clients before federal and state agencies—particularly the FTC and Consumer Financial Protection Bureau (CFPB)—in law enforcement and rulemaking proceedings.

Andrew is recognized as a leading expert on retail financial services. He is a Fellow of the American College of Consumer Financial Services Lawyers, and a former Chairman of the American Bar Association Committee on Consumer Financial Services.

From 2018 to 2021, Andrew served as Director of the Bureau of Consumer Protection at the Federal Trade Commission (FTC), where he was in charge of enforcing privacy, data security, financial services, and marketing laws and regulations across a broad range of areas, including fair lending, technology platforms, digital advertising, payments, telemarketing, lead generation, affiliate marketing, consumer reporting, and small business financing.