Bill Gallagher


CFG Merchant Solutions

Bill Gallagher has been the President of CFGMS since its inception in 2015. Prior to that, Bill was the Chief Credit Officer of CapFlow Funding, CFGMS’s factoring sister company, since 2009. Bill has held various senior-level Capital Markets and Investment Banking positions in the Institutional Fixed Income divisions of Lehman Brothers, and Barclays Capital.

CFGMS was launched as a direct funder in 2015 to focus on providing efficient capital access to small businesses across the United States that have been historically underserved by traditional financing sources. Since inception, CFGMS and CapFlow Funding have provided over $1 billion in growth capital to small and medium-sized American businesses, while doing so at the very highest standards of industry best practices.

Bill holds a BA in economics degree from Villanova University and currently resides in Northern New Jersey with his wife and four children.