David Goldin

Head of Originations + CEO

Lender Capital Partners + Capify

David is a proven entrepreneur and a “founding father” of the alternative financing / merchant cash advance industry to small businesses which he was one of the original entrants by starting AmeriMerchant in 2002 (which was later rebranded in 2015 to Capify globally) that provides business loans / MCAs in the UK and Australia. David is Head of Originations at Lender Capital Partners (LCP) –Lender Capital Partners provides capital to commercial funding companies, particularly in the merchant cash advance / alternative business loan space in the form of credit facilities, forward flow / whole loan purchase programs and participations / syndications. The company is a division of a seasoned specialty finance group that has provided extensive financing(s) in the specialty finance space with a proven track record.  LCP has the subject matter expertise of the MCA / alternative business loan industry that is second to none in the industry based on the cumulative years of experience of the team members in the MCA industry. 

David is also co-founder and Managing Member of Finance ERC.  Finance ERC purchases a business’ Employee Retention Credit (ERC) providing them liquidity today rather than waiting months or a year+ for their ERC refund to arrive from the IRS.

In addition to his role at LCP and Finance ERC, David is the Founder & CEO of Capify, an alternative lender in the UK / Australia markets.  David created a network of MCA / alternative finance companies that were among the first in their industry to operate in their respective countries (United States, Canada, United Kingdom, and Australia). He created these companies originally with a $75,000 investment and scaled it to a $55 million company with 225 employees.  At the beginning of 2017, Capify exited its US business to a competitor in order to focus on its Australia and UK businesses.   Founded in 2008, Capify Australia and Capify UK were one of the first MCA providers / alternative small business lenders in their respective markets and provide business loans and merchant cash advances in these respective countries.  Capify utilizes a credit facility provided by Goldman Sachs. David is a global small business alternative lending industry expert with over 20 years experience who has been featured in numerous media outlets including Bloomberg TV, New York Times, Wall Street Journal,  Sydney Morning Herald, The Australian Financial Review, MSNBC, Fox Business, SkyBusiness, and Business Week, amongst others. 

David is also one of the primary founders and was the former President of the Small Business Finance Association (SBFA), formerly known as the North American Merchant Advance Association (NAMAA), a non-profit trade association for the US-based business alternative financing industry. Prior to founding Capify, David was a co-founder of an Internet development company in the mid-90s, that he successfully built from 3 to 50 employees and which he sold to a multi-billion dollar publicly traded telecommunications company.